I turn complex financial data into clear decisions — across revenue growth management, actuarial pricing, lending, and the everyday money math people actually live by.
12+ years across revenue growth management, actuarial analytics, and corporate finance at Blue Cross Blue Shield, PepsiCo, and JCPenney · B.S. Mathematics (Cum Laude), Texas Woman's University, with advanced actuarial science coursework at UT Dallas.
I'm an actuarial-trained finance and analytics professional based in Dallas, Texas, with a B.S. in Mathematics (Cum Laude) from Texas Woman's University — including advanced actuarial science coursework at UT Dallas — and more than a decade spent turning messy data into decisions leadership can act on.
My work runs the full width of finance: pricing health-insurance plans as an actuarial analytics consultant at Blue Cross Blue Shield, leading revenue growth management — trade budgets, pricing, and promotional strategy — at PepsiCo, engineering the pricing overhaul that drove a $50M profit swing at JCPenney, and — as founder of CG Holdings — running revenue and growth analytics while personally evaluating 400+ consumer lending applications.
That actuarial grounding is why everyday money tools matter to me. I've sat on both sides of a loan decision and a monthly payment. I know what's really behind an APR, a take-home number, and a budget that has to survive a bad month.
From actuarial pricing models to the math behind a household budget — the same discipline, applied at every scale.
Actuarial pricing models, underwriting and reserving, cost-benefit and IBNR claims analysis for health plans at Fortune 50 scale.
Trade and promotional strategy, pricing and price elasticity, and mix and margin optimization — the discipline behind a $50M profit lift, 110% revenue growth on a key account, and back-to-back Founders Awards.
Financial models, annual operating plans, expense variance analysis, and C-suite-ready insight that ties numbers to strategy.
Credit-scoring models and 400+ lending decisions made under real underwriting policies — practical insight into how borrowing actually works.
Predictive models in SAS and Python, KPI dashboards, and forecasting that holds up when the market gets volatile.
Strategic financial planning for small-business owners, plus reviewing consumer money tools for accuracy and plain-English clarity.
Lead strategic analytics and tool-building that drive promotional insight across customer teams — promo playbooks, party-size segmentation, and company-wide adoption of unit-trend and velocity dashboards that reinforce a data-driven culture.
Managed the Albertsons trade budget (a multimillion-dollar account). Saved $250K/year by catching deduction fraud with a new audit process, lifted market share 132 basis points, grew revenue 110% YoY, and reached 99% budgeting accuracy with advanced financial models.
Built the business end-to-end and boosted profits 15%, revenue 10%, and inventory turnover 15% through pricing and forecasting strategy. Managed lender, dealer, and customer relationships — evaluating 400+ lending applications and streamlining lending decisions.
Revolutionized the pricing structure to generate $50M in profit and a 12% sales lift, earning two consecutive Founders Awards. Modernized the data infrastructure with a Big Data warehouse and BI system, improving reporting speed and accuracy 50%.
Health, vision, dental, and life-insurance analysis for Fortune 50 clients — cost and utilization studies, plan design, and contribution strategy that lifted employee satisfaction and retention 10%.
Built actuarial pricing rate tables in SAS for individual health plans, applied advanced statistical techniques to pricing, underwriting, and forecasting, and lifted medical-management program sales 15%.
I review the calculators and money guides at CheckMyPayment (also at WhatDoIPay.com) — free, plain-English tools for car payments, mortgages, taxes, budgets, and debt.
My job is simple: make sure the math is right and the explanations are honest before anyone trusts them with a real money decision.
Visit CheckMyPayment →Open to finance and analytics conversations, advisory work, and collaboration.
Dallas, Texas · graceanyenya@gmail.com